Terms & Conditions for Load to Ruin

Effective June 3, 2025

Welcome! By reading or interacting with blog.loadtoruin.com (our “Service”), you’re agreeing to these Terms. If you don’t agree, please close this tab.

1. What We Do

We publish bimonthly analysis about energy utilities, data centers, and how AI might disrupt it all. Our work is based on public documents (like utility filings), but:

• We don’t verify their accuracy,

• Our conclusions are speculative (not predictions),

• This isn’t advice—financial, legal, or otherwise. Consult experts before making decisions.

2. Your Responsibilities

• Play nice: No harassment, doxing, or leaking private data in comments.

• Respect our work: Don’t redistribute full articles without permission.

• Follow Substack’s rules: Their Terms apply too.

3. Who Owns What?

All articles, logos, and graphics here are owned by Load to Ruin (or used legally). You may:

• Read/download for personal use,

• Share small excerpts (<10%) with credit and a link back.
  Copyright issues? Email inquiries@loadtoruin.com.

4. About Payments (Voluntary!)

Some kind readers support us as “Founding Members.” This is entirely optional and:

• Doesn’t unlock paywalled content (everything’s free),

• Is non-refundable,

• Grants no special perks or influence.
  We’re grateful—but you’re buying us coffee, not shares.

5. Comments & Moderation

We encourage thoughtful discussion but will remove:

• Hate speech, threats, or attacks,

• Confidential data (e.g., non-public utility documents),

• Off-topic spam.
  You own your comments but grant us permission to host them.

6. Disclaimers (Plain Talk)

• We’re not liable if you act on our analysis and things go sideways.

• Tech glitches happen: We can’t guarantee Substack won’t crash.

• Opinions ≠ facts: We’re connecting dots—not issuing forecasts.

7. Legal Stuff

• These Terms are governed by North Carolina law.

• Any disputes will play out in NC courts.

• We may update these Terms; keep an eye on this page.

Contact

Questions? inquiries@loadtoruin.com